Free · 10 questions

The 1% Scorecard

Answer honestly. No rounding. Answer for yourself, or for your household if you share finances.

A brass gauge with red, bronze, and gold zones sits on a leather desk beside a fountain pen, a blank checklist card, and a wax seal.
  1. II know my exact net worth (assets minus liabilities) today.
  2. III know what my household spends in a month, within $100.
  3. IIII could get six months of expenses in cash within 48 hours.
  4. IVNone of my debts charges more than 8% interest.
  5. VLess than 10% of my spending last quarter was for image or approval.
  6. VIEvery dollar of income has a pre-assigned destination before I spend.
  7. VIII wait before any large non-essential purchase.
  8. VIIII have a current will and updated beneficiaries.
  9. IXI have adequate life, disability, and liability coverage.
  10. XI have a written plan for passing on what I build (made with my partner or family, if I share finances).