Guerrilla Warfare Against Debt

Attack, Outmaneuver & Eliminate Debt for Good

A Field Manual for Personal Financial Combat Book 1 of The 1% Academy library. Book 2: Generational Wealth Guide

Dan Wheeler

Dedication

[DEDICATION: PLACEHOLDER FOR DAN. Write in your own words.]

Notice

This manual is educational. It is not financial, legal, tax, or credit counseling advice. Lending products, consumer-protection rules, tax treatment, and bankruptcy law change, and they differ by state and country. Before you act on any tactic involving balance transfers, settlement, collections, student loans, or bankruptcy, verify the current rules for your situation and consult a qualified professional where the stakes are high. The examples in this book are illustrations built for teaching. They are not case studies of real people, and they do not promise any result.

Table of Contents

Part 0: Orientation

• Introduction: This Is Not a Budget Book
• How to Use This Field Manual

Part I: Mobilize

1. Declaration of War (Drill 1)
2. Intelligence Gathering (Drill 2)
3. Know Yourself as a Fighter (Drill 3)
4. Joint Command: Fighting Debt as a Couple (Drill 4)

Part II: Attack

1. Choosing Your Arsenal (Drill 5)
2. NAPALM: Highest Rate First (Drill 6)
3. Snowball: Supporting Infantry
4. 0% APR Campaigns (Drill 7)
5. Asymmetric Tactics: Negotiation, Settlement & Windfalls (Drill 8)
6. Income Raids (Drill 9)

Part III: Defend

1. The Five Pillars of Financial Defense (Drill 10)
2. Supply Line Attacks (Drill 11)
3. Destroying Bad Habits (Drill 12)
4. Allied Forces: Family, Advisors & Accountability
5. Special Operations: Student Loans, Medical Debt, Collections & Bankruptcy

Part IV: Win & Hold

1. The 90-Day Rapid Assault (Drill 13)
2. The Final Push & Occupation (Drill 14)
3. Victory Doctrine & the Handoff to Generational Wealth

Final Note Appendix: Weapons, Equipment & Worksheets (the Field Kit)