Book 3
Part III: Smartphone Survival Kit
What you'll get from this part: Fourteen short chapters on the device in your pocket: scam texts and calls, cloned voices, fake alerts, spyware, impostors, job scams, the signs of a compromised phone, and the settings that lock it.

The phone is the front door. Text messages are now the most commonly reported way scammers first reach people.¹ About nine in ten banking-scam sessions recorded by the fraud-detection firm BioCatch now happen on a mobile device.²
Chapters in this part:
- and the delivery text
- Fake virus alerts on the phone
- and cloned voices
- Grandparent and family emergency calls
- One-ring and premium-rate calls
- and on the phone
- Zero-click attacks
- Wrong-number texts that become relationships
- Agencies, one-ring, and fake support
- Your bank says move your money
- Job and
- Signs the phone may already be compromised
- Daily prevention, written as a list you can finish
- Lock the device itself
Sources
¹ Federal Trade Commission, Consumer Alert: "How are scammers trying to reach you?" (May 21, 2026). https://consumer.ftc.gov/consumer-alerts/2026/05/how-are-scammers-trying-reach-you
² BioCatch, "Global banking scams increase by 35%" (2026 Global Scams report, September 30, 2026). https://www.biocatch.com/press-release/global-banking-scams-increase-by-35
